To complete an application, you’ll need a photo ID such as a driver’s license, state identification card or passport. You will also need your Social Security Number and a mobile device.

If you are applying for a joint application, you will need the other party’s identification, too.

If you are currently not a FourLeaf member, you will need to establish membership with FourLeaf by opening and depositing $5.00 into a Savings Account.

Depositing a check is simple and can be done:

• At a FourLeaf Federal Credit Union ATM
• At your local FourLeaf Federal Credit Union branch
• Using the Check Deposit feature through the FourLeaf mobile app or online banking
• Co-op Shared Branch location.

We want you to make the most out of your “Free Checking” account.

To earn dividends, each month you’ll need to:

• Receive a Direct Deposit into your FourLeaf checking account
• Make 10 point-of-sale debit purchases using your FourLeaf Debit Card
• Enroll in online banking with eStatements

These transactions need to post to the Free Checking account by the end of the month.

If all the requirements are not met in any given month, then the Free Checking account will not earn dividends for that month.

A Co-op Shared Branch is a FourLeaf or other credit union branch that participates in the Co-op Shared Branch network that allows members to walk into a credit union location that displays the Co-op logo. At these designated locations you will be able to deposit or cash checks, make a withdrawal or make a loan payment.

Co-op Shared Branches give members over 5,000 convenient locations to perform basic transactions. Whether you are at work, home, or your favorite travel destination, you will have the ability to get the service you need.

To find your nearest Co-op Shared Branches, use our branch locator.

The National Credit Union Administration is the independent federal agency created by the United States Congress to regulate, charter, and supervise federal credit unions.

The NCUA operates the National Credit Union Share Insurance Fund (NCUSIF) to protect accounts at federally insured credit unions (like FourLeaf) for up to $250,000. The NCUA’s share insurance coverage is similar to the deposit insurance coverage offered by the Federal Deposit Insurance Corporation (FDIC), which insures bank deposits.

For more details and to learn more about NCUA share insurance visit www.ncua.gov